Lord & Stephens Funeral Homes
1211 Jimmy Daniel Rd, Watkinsville, GA, 30677
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Georgia
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“This was the second time we have used Lord and Stephens Funeral Home. Both times we had a wonderful experience. My Momma passed away in August. We had to wait a few weeks to have her funeral due to Covid in our family. They worked with us and was so patient and understanding. Her service was beautiful. Our funeral director was Dale Rogers. He was truly kind and comforting to my family. His staff was great too. They have since reached out to check on us and send us links to help with our grieving. Could not have ask for a better experience during the loss of our loved one. We would highly recommend them to anyone. Many thanks for your hard, dedicated work!”
— Rhonda Durand
“Everyone I've engaged with at Lord & Stephens has been exceptionally helpful and compassionate. Whether it was concerning memorial garden etiquette, preneed arrangements, or obituaries all questions I had were addressed quickly and thoroughly. It's a relief to be supported by such a great staff and organization.”
— CJ Weaver
“Haley and the rest of the staff at Lord & Stephens helped us through the worst time in our lives following the untimely death of my sister-in-law 3 weeks before her wedding. They were compassionate, kind, clear, and consistent. Thank you so much for all you did for us, we cannot recommend you highly enough.”
— Renee Callahan
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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