Watson Thomas Funeral Home And Crematory
1849 N Seminary St, Galesburg, IL, 61401
License #t089
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Illinois
$2,620 – $8,240
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,620–$8,240. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I have never found anyone as loving and caring as this place. they were so kind, loving and compassionate. They even went out of their way to give us more then what we were expecting. I have worked with them in the past and when I moved they were the only ones I wanted to go to. I now live an hour away from them and I will only stop going there when I move out of state. please NEVER change, keep your heart for those who's hearts are so broken that they need that extra love at the worse times.”
— Cady Taylor
“The staff at Watson's were amazing with my dad's cremation. Even though I had no service they helped me with the paperwork on the life insurance and they followed up to make sure I got the checks then they called & texted me a couple times to make sure I was okay. Very caring & thoughtful people. Haley took such good care with my dad .”
— Laura Olson
“WATSON THOMAS Funeral Home worked with me on pre-planning my spouses funeral as she was in a nursing home. I planned within 18 months to 2 years before she passed. We discussed finances and payment. Since she had life insurance, I did not pay anything until after the funeral services. Mark did most of the work filing the death claim. Everyone was very kind & helpful with the pre-planning. It was good to have the bulk of the funeral plans in place before she died. It reduced stress on me & family. We had the after funeral luncheon on the Watson Thomas campus too. Watson Thomas worked well with the clergy and the visitation and funeral went very well. Staff & Mark have continually check on me about every 30 to 45 days to see how my journey in the grieving process is going. AND to see if I need anything or to direct me to professionals to help me grieve. I just love the personal touches they provide at such a stressful, trying, & sad time. I recommend Watson Thomas to help with the final time of life and the celebration of a loved one's life. Yes, my spouse is missed but I know she is in a BETTER PLACE.”
— John McClay
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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