Adams Funeral Home, P.A.
20605 Aquasco Rd, Aquasco, MD, 20608
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Maryland
$2,869 – $9,025
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,869–$9,025. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Mr. & Mrs Adams are the most wonderful people to deal with at a time in our lives, when we were so hurt from losing my husband.and my son's stepfather . You two are the greatest. Thanks Mrs Colbert.”
— Janet Colbert
“In a time of grief, you do not want someone who accentuates the grief. You want someone to get you through the process and get you back on track as best you can. The service here was flawless, seamless, and these people know their stuff. Kind, respectful and down to earth. They've been in business over 40 years independently and when you work with them, you can see why. The location can do any type of service, any size, and they will travel where you need them too. If you call at 2:30am in the morning, someone WILL answer the phone. They ARE 24 hours. Most of my family was sent home with them, you should give them a call too.”
— Greg Terry
“Derrick and team took great care of my families needs and did so respectfully and professionally. The level of care and service was unmatched”
— Brian Inge
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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