Meda
402 E Main St, Vermillion, SD, 57069
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in South Dakota
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“Kober is a great funeral home. Tom, Lori and the staff are top notch, professional and just really good people. I have seen them in action for two of my neighbors, and they also handled my father's funeral services. Thank you.”
— Jim Kennedy
“I love Kober Funeral Home! The owners are deaf but they have adapted to modern technology and use interpreters/interns to assist in meetings. I fully believe on planning your own funeral BEFORE hand. Kober's can take your payments beforehand or after and put them in a CD for there customers(before). They do have a hypoallergenic dog, locals can commonly see the Kober's walking the poodle? I like how the set up is inside. The family seating is off to the left of the memorial display. The guests and close friends typically sit facing the memorial. I enjoy the historic district the Kober's have created there business in. The house is beautiful and does not feel like a "facility." Very welcoming and sympathetic people.”
— Stephanie Ufford
“Iverson-Siecke-Kober has been there for me and my family for more than 50 years and I wouldn't think of choosing any other Furneral Home besides them. Their compassion and care showed are the best I have ever seen. They help to walk you through this very difficult time in life and care so very much. They are very professional and show your loved one the dignity they deserve. You won't find better people to take care of your loved one! They have become a part of our family too!”
— lajean whitaker
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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