Pederson Funeral Home
127 N Monroe St, Rockford, MI, 49341
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“My brother and I used Pederson's at the recommendation of extended family after their positive experience and reasonable pricing. We worked with Trish during the planning process of our dad's viewing, service, and cremation. She took her time to explain and walk us through everything while also answering all of our questions. The day of my dad's service we worked with Brad & Tim. The whole team was compassionate and responsive to our needs.”
— Kait Riegling
“i had the absolute best experience here at Pederson Funeral Home. i cannot speak highly enough of all the staff, especially Vicky, who went above & beyond to make sure all my needs were met & i was comfortable. everyone i interacted with was kind & gentle, just the kind of people you want to deal with when going through such a dificult time. the funeral director Tim is incredibly sweet & very warm, i felt so comfortable knowing my brother was in his hands. looking back, i am glad Tim was the one to handle my brother. i would not have wanted anyone else to do it. overall my experience here was so positive & welcoming, i will be recommending this funeral home to whoever i can. i cannot emphasize enough how thankful i am to have chosen them to care for & lay my brother to rest. thank you Tim & Vicky, for all your help & kindness. 🖤🖤🖤”
— Marly Kucharski
“Very unprofessional the receptionist lied to my dad myself and my sister. We have used this funeral home before and it was great. Now with the death of my mom they are just very pushy and the level of respect and the our wishes are just being brushed of. Brad also lied to the family more than once. It's not fair to any of us. If I could give them a zero I absolutely would”
— Alisha Battjes
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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