Sheets Funeral Home & Cremation Services
604 E Commercial Ave, Lowell, IN, 46356
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Indiana
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I appreciate all the help from everyone at Sheets. It was a very difficult situation we were in and they worked with us and put everything together as expected.i definitely will work with them in the future, when the time comes. Thank you to all who made a difficult day, a little easier.”
— Sue Nuzzo
“When you lose a loved one, it deeply impacts your life. The professionals at Sheets Funeral Home and Cremation Services treated our family with dignity and tender guidance and spared no detail in sending our loved one home in the manner with which they deserved. Highly recommended.”
— Carla Brewer
“Shame, shame on the funeral director that just was at a funeral for my grandfather-in-law. She told his blood grandchildren that they were not allowed to sit in the front of the church. That it was reserved for his children only. Well lady, my grandfather-in-law had only one blood daughter left and the rest were step-children (of only 9 years.) These blood grandchildren have been part of his life since their births (30+ years!) Shame on you for making them feel bad at their own grandfathers funeral service when they were already mourning and upset enough. Out of line and very poor “work” on your part. There was no need for anyone to tell people where they could and could not sit. In all the funerals I’ve been to, I’ve never encountered someone directing where people are to be seated. And unfortunately I’ve been to quite a few funerals in general. Make sure the family wants that next time. It was very, very odd and off putting. Also, I noticed that the obituary was not in the paper which was very strange. My husband (the blood related grandson) went to Sheets to help take care of everything. There was no talk about not having the obituary in the paper. You are more than welcome to talk to me about my experience through Facebook Messenger. With companies, I prefer a “paper trail” with the correspondence. I left a review on your Facebook if you’re interested in contacting me.”
— Lori Baker
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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