Secure Your Policies. Protect Your Family.

A life insurance policy vault is a secure digital storage system where you keep all of your policy details, carrier information, and supporting documents in one place. Your beneficiaries receive access so they can locate and claim your policies when the time comes — no hunting through paperwork or guessing which carriers hold coverage.

Over $10 billion in life insurance benefits have gone unclaimed since 2016. The most common reasons are: beneficiaries don't know a policy exists, policy documents are lost or misplaced, beneficiaries lack the information needed to file a claim, insurance companies change names making carriers hard to locate, and claims get denied due to missing documentation.

Policy Vault solves the root causes of unclaimed benefits. Your policies are stored securely with all carrier details, your beneficiaries are linked to your vault and notified when they need to act, term expiration alerts prevent policies from lapsing unnoticed, and our concierge team can guide beneficiaries through the entire claims process.

Yes. MedaSynq is HIPAA compliant and uses 256-bit encryption to protect your data. All information is stored on US-only servers with bank-level security. Access is controlled through verified accounts, and every document interaction is audit-logged.

Your designated beneficiaries receive secure access to your vault. They can view all stored policies, carrier contact information, and uploaded documents — giving them everything they need to file claims and receive their benefits without delays.

Policy Vault offers three plans: Basic is free and includes unlimited policy storage, beneficiary invites, and term expiration alerts. Standard is $19/month and adds carrier coordination, beneficiary change management, and annual policy reviews. Premium is $39/month and includes a dedicated policy specialist, full carrier coordination, and reduced Claim Assist fees.

Yes. You can store unlimited policies from any carrier in your vault. Whether you have term life, whole life, universal life, or group policies from different companies, they all live in one secure dashboard.

No. Our Claim Assist service is available to anyone, with or without a vault subscription. The service is $0 upfront with a 10% fee only after a successful payout. However, vault subscribers receive reduced claim fees — 7% for Standard and 5% for Premium — making the subscription a smart investment if you anticipate needing claim assistance.