Simple Tribute
11800 New Hampshire Ave, Silver Spring, MD, 20904
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Maryland
$2,869 – $9,025
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,869–$9,025. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“We couldn’t have been more pleased by the professional service provided by Simple Tribute from the day of my father’s passing until after his cremation. Everyone there was always kind, patient, and more than helpful. They treated my father and our family with dignity and respect. Someone was always available 24/7, and they would go out of their way to help. I felt confident that my father was in good hands. They definitely made a sad and difficult two weeks easier. I would like to send them my sincere thanks and appreciation.”
— D. T. H
“Contacted this death merchant via telephone to inquire about fees/prices. "Answering service" representative placed me on hold for 4 minutes or so. I hung-up. Fortunately, worked out for the better as Philip D. Rinaldi Funeral Service, P.A., in Silver Spring as they are transparent and detailed about their fees as listed on their website. The following is from Checkbook.org: "When discussing options and costs with a funeral home, start by asking for its General Price List (GPL). The Federal Trade Commission (FTC) requires funeral homes to provide a copy of their prices if you visit their facilities and ask about costs. Although they are not required to send you the entire price list if you call or email to request it, many will. (If you have chosen a specific type of service, such as a simple cremation, they are required to quote a price over the phone, upon request.) Some funeral homes now also post their GPLs on their websites." Apparently, its a boon now with all the death and misery and these death merchants are thriving, until their turn comes.”
— Tab R
“I was very happy with how my brother's cremation was handled. Everyone on the staff was very considerate and thoughtful. In fact, I am handling the funeral of a friend and have asked them to take care of him. also.”
— Sharron Houlihan
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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