Meda
247 N Tyndall Pkwy, Panama City, FL, 32404
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“JP at Heritage has been one of the most amazing people I have ever met. The amount of help he has been willing to give, and overall taking so much stress off of my plate to help fulfill my fathers wishes.. I will never be able to thank him enough.”
— Sasha
“Heritage was incredible! I’m in NC and my father passed in Bay County, FL. They handled everything quickly, never left me out of the loop, & didn’t make me feel lost for not knowing what the steps are when a family member passes. ❤️ I felt at peace knowing my dad was in their care before his cremation.”
— blake miller
“Wow, I can't say enough about Heritage Funeral Home. I went to Heritage to prepay for my father's services. I met with John Webb, (Not the spider!) He was great and went over everything with me down to the smallest details. I had questions and he was spot on for my answers. Little did I know my dad passed away a week or so later. I kept my dad at home to be with his family and hospice came in every few days. When my dad passed Heritage came to pick him up. They were very respectful of our loss. John Parrott was one of the gentlemen who helped with my dad. He seen my dad's Vietnam hat and asked if my dad was a Veteran? I said yes, my dad had did three tours of Vietnam and two tours of Germany. He lived his life with dignity and pride of fighting for his country. John said, "Your father will go out with full honors." I wasn't really sure what that meant, but I soon found out. When they came out with my dad on the gerny, he was draped with an American flag. I kissed my father goodbye for the last time and they took him out of the home. I grabbed my phone and took a picture of the American flag draping over my father. We have a lot of military in our family. They put dad in the back of the hurst and gave him a full military salute and then a quarter salute. (Again me with pictures for my brother's and sister's) From the time John got there until he left with my father, my father was given the respect, honor and dignity he deserved for being a veteran. While John was there, the respect he gave my father was amazing and for those few minutes the pain over just losing my dad subsided. I was in awe of John's treatment in handling my father. He drove off, light's flashing to let it be known he had a veteran in the vehicle. The next day, I seen John Webb and we went over some more details with me and the compassion he gave was very calming. I was extremely happy with the service they gave. My brothers and sisters were very happy with the treatment in the photos I sent them. But, my story isn't over yet. A few weeks later a friend of 20 years passed away. She was taken to Heritage Funeral Home as well. I got permission from her family to get some of her remains to put in a necklace I bought for her. Back at Heritage again, I met with Michelle Daniels, a very kind and caring woman. We talked for a few minutes and I gave her the necklace. I went back a few hours later and Michelle greeted me with a smile and my necklace in her hand. I thanked her for helping me with the necklace and she hugged me. I left and drove home. All the while holding my dear friend in my hand. I cried when i got home, just losing my dad and one of my best friends was PAINFUL. I took the necklace of my dads and of my friend and put them both on. Once they were on I got this feeling of calmness come over me, like they were telling me, "We're ok!!" I still grieve and miss them but THANK YOU is NOT enough to say to all the staff, including the ladies that answered my calls for all that Heritage Funeral Home has done for myself, my family and the family of my dear friend. But please accept my sincere THANKS for all that was done by Heritage Funeral Home.....”
— Tammy Conte
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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