Frank P. Trainor & Sons Funeral Home
982 Warwick Ave, Warwick, RI, 02888
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Rhode Island
$2,869 – $9,025
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,869–$9,025. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Michael Trainor and his team was wonderful. They help us with both of our grandparents’ funerals. Everything was done with ease, but no details was spared, and our family did not have to worry about anything. His team personable service was essential to our family for such sad events, we were able to focus on making the event a family affair and not to have to worry about any details. Michael and his team walked us through each step from day one of setting up the trust to the funeral and even the family gathering afterwards.”
— Jenny McLeod
“Michael is an amazing and super caring individual. The service that you receive is so worth it. He has shown that he makes himself available when needed and I don't think we would go anywhere else for our family members. Michael - thank you for supporting us in our time of need.”
— Ann Hogan
“It has been quite a while since going here and I hope to never return. A close family member died, my father was in charge of all the arrangements. Upon arrival for the funeral they refused to take my name or relation for the procession. My husband, children, and I were placed at the end of the procession despite my going to them twice to state our relationship. The only reason I could figure we were treated so disrespectful was because my husband is black and my children biracial. This made us last to get to the church. The programs my sister worked so hard making were never distributed to the guests because they were in my car. It was the job of my boys to hand them out at church. Point being, the prejudicial judgement of the old guys in charge that day hurt more than me and my immediate family. Hope they are proud of themselves.”
— Kayla B
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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